Can we buy a loan without a co-borrower?
Housing loans and consumer loans allow a home to finance projects and they can do so without a co-borrower. The credit redemption operation can also be done alone.
Make a redemption of credits without co-borrower
Two signatures can be affixed to a loan agreement when subscribing for bank financing. In this case, the borrower and the co-borrower have the obligation to repay the maturities listed on the contract for the duration of the credit, while enjoying advantageous terms. This same funding can obviously be subscribed alone and be repurchased in order to facilitate the management of its budget or simply to cope with an accumulation of deadlines to pay each month. The loan consolidation operation without a co-borrower allows the debtor to assemble some or all of the debts he has acquired and for which he must pay monthly payments to the bank. The repurchase of loans consists in lengthening the total duration of the single loan in order to lower the amount of the monthly payments and to find a balance in its finances.
Up to 60% off your monthly payments Your project* Redemption of credits Finance a project Renegotiate an immo loan Currently, do you pay back mortgages? * No Yes Real Estate Credit (s) Remaining amount (s) to be reimbursed
- € Amount of monthly payments
- * € Currently, do you pay back consumer loans?
- * No Yes Examples: auto loan, loan work, revolving credit, etc … Consumer credit (s) Remaining amount (s) to be reimbursed
- * € Amount of monthly payments
- * € If you want to include an amount for a new project, please specify New project € Project type – To choose – car Immovable Works Staff How long do you want to repay your purchase of credits? Duration in years
- * – To choose – 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 years) Duration in years * – To choose – 5 6 7 8 9 10 11 12 years) You are ?* Owner Tenant Staff housing Hosted Hosted: by a third party, by the family, etc … Value of good Present value of the property
- * € Rent Rent
- * € Your job Profession
- * – To choose – Farmer Artisan, trader Frame Entrepreneur Official Interim Disability Worker Retirement salaried Unemployed Contract
- * – Choose a profession – Your monthly income
- * € Are you in the bank of France?
- * No Prohibited banking FICP Both Have you applied to another organization?
- * No Yes Family status You are – To choose – Married) Single Widow (er) Divorcee) PACS (e) free Union In the process of divorce Matrimonial regime – To choose – Legal community reduced to acquests Separation of property Universal community Participation in the acquests Monthly income of the co-borrower
- * € Co-borrower’s contract
- * – To choose – CDI CSD Retirement Trainee Interim Liberal profession Unemployed Holder Contractual (Ic) Disability Dependent children 0 1 2 3 4 5 6 7 8 9 10 Your details Name
- * – M Mrs Ms First name
- * Born
- * Your address Address Postal code
- * City Means of contact E-mail* In order to receive your new monthly payment Telephone (landline or mobile)
- * I agree to receive Frederick Wentworth’s proposals I declare on my honor the accuracy of the information provided
- * Previous % following
- (*) Required fields
How to make a loan consolidation without a co-borrower
The steps in building a loan consolidation file with a single borrower are the same as with a co-borrower. The supporting documents to be provided will be fewer and the banks will require a guarantee (deposit, mortgage, etc …). The advantage of a request for the repurchase of credit made from a specialized institution is the possibility of being granted a suppletive amount to finance a project (birth, acquisition of real estate, works, equipment, etc …) without contracting a new loan . After having simulated your credit redemption on the internet or directly by telephone, advisors and analysts will take care of the steps to be taken with banking partners. Expert analysts Frederick Wentworth respond fully to the needs of borrowers and find adequate solutions to develop a repurchase of credit without co-borrower. Note however that it is also possible to carry out a credit consolidation operation with a co-borrower and that the expert analyst Frederick Wentworth will listen to the home to write a loan offer tailored and in line with their needs.